Annonser efter pengar. Vi kan få kompensation om du klickar på den här annonsen.Annons 
| Bäst för hög avkastning | Bäst för e-handel | Bäst för småföretag | Bästa kundupplevelse | Bäst för obegränsade transaktioner | |
 |  |  |  |  | |
| BlueVine | Novo | nbkc bank | Medborgare Bank Företagskonton | BBVA | |
| MÅNADLIG SERVICEAVGIFT | $0 | $0 | $0 | Clearly Better Business Checking inkluderar upp till 200 transaktioner per månad utan avgift | Business Connect Checking är $0 |
| MINIMA öppningsinsättningar | $0 | $0 | $0 | $0 | $0 |
| MINIMUM MÅNADSSALDO | $0 | $0 | $0 | $0 | $0 |
| ATM-NÄTVERK | Fri tillgång till 32 000+ MoneyPass-uttagsautomater | Inga, men Novo återupptar bankomatavgifter | Fri tillgång till 32 000+ MoneyPass-uttagsautomater | 3 100 bankomater i hela landet | Inga BBVA avgifter när du oss en annan banks bankomat |
| APY | 1,0 % på saldot upp till 100 000 USD | Inga | Inga | Inga | Inga |
BlueVineÖppna ett konto MÅNADLIG SERVICEAVGIFT $0
MINIMUM ÖPPNINGSINSÄTTNINGAR$0
MINIMUM MÅNADSSALDO$0
ATM NÄTVERKFri tillgång till 32 000+ MoneyPass-uttagsautomater
APY1,0 % på saldot upp till 100 000 USD
Bäst för e-handel NovoOpen ett konto MÅNADLIG SERVICEAVGIFT $0
MINIMUM ÖPPNINGSINSÄTTNINGAR$0
MINIMUM MÅNADSSALDO$0
ATM NÄTVERKInga, men Novo återupptar bankomatavgifter
APYInga
Bäst för småföretag nbkc bankÖppna ett konto MÅNADLIG SERVICEAVGIFT $0
MINIMUM ÖPPNINGSINSÄTTNINGAR$0
MINIMUM MÅNADSSALDO$0
ATM NÄTVERKFri tillgång till 32 000+ MoneyPass-uttagsautomater
APYInga
Bästa kundupplevelse Medborgare Bank Företag CheckkontonÖppna ett konto MÅNADLIG SERVICEAVGIFT Clearly Better Business Checking inkluderar upp till 200 transaktioner per månad utan avgift
MINIMUM ÖPPNINGSINSÄTTNINGAR$0
MINIMUM MÅNADSSALDO$0
ATM NÄTVERK3 100 bankomater i hela landet
APYInga
Bäst för obegränsade transaktioner BBVA Öppna ett konto MÅNADLIG SERVICEAVGIFT Business Connect Checking är $0
MINIMUM ÖPPNINGSINSÄTTNINGAR$0
MINIMUM MÅNADSSALDO$0
ATM NÄTVERKInga BBVA avgifter när du oss en annan banks bankomat
APYInga
ANNONSAtt starta ett nytt företag kräver alltid någon form av förskottsinvestering, men du bör försöka undvika att betala några extra avgifter om du kan hjälpa det. Lyckligtvis gör många banker det enkelt att öppna och använda ett kostnadsfritt bankkonto.
Du kan dock behöva upprätthålla ett lägsta saldo, registrera dig för papperslös fakturering eller uppfylla ytterligare krav för att undvika månatliga underhållsavgifter.
Även om många banker erbjuder ett kontrollalternativ för företag med möjlighet till inga avgifter, skapade vi den här guiden för att hjälpa dig att begränsa de bästa kostnadsfria företagscheckkontona 2021.
Om du är ute efter ett företagscheckkonto men du behöver hålla kostnaderna på ett minimum, föreslår vi att du kollar in de sju bankerna nedan:
Affärsframgång börjar med bättre banktjänster. Hitta ett företagskonto som uppfyller dina behov. Klicka på ditt tillstånd för att komma igång. Open an Account Today The business checking accounts that made our list are fairly basic. However, they can work well for your needs if you need business banking and you want to keep costs at a minimum. Here are some of the factors we looked at to come up with the checking accounts we selected:
As you compare the best free business checking accounts below, take special note of minimum balance or activity requirements. Also look for features you want the most, whether your preferences include an option for paper checks, online banking benefits, or a mobile app.
BlueVine is an innovative online business lender that’s known for its invoice factoring and business line of credit products. However, it also offers a free business checking account that helps you streamline your business transactions without additional fees.
With BlueVine free checking for business, you get unlimited transactions, live support, and no hidden fees. For example, there are no NSF fees, no monthly maintenance fees, and no incoming wire fees. You can also activate your account (and keep it open) with no minimum balance amount required. BlueVine will even pay you 1.0% interest on balances up to $100,000.
Other features include online bill pay, two free checkbooks, and access to your money with no fees via 38,000 MoneyPass ATMs nationwide. Finally, you should know that your deposits are traditionally insured by the FDIC for amounts up to $250,000.
Why We Like It: BlueVine lets you open a business checking account with no minimum balance required, no hidden fees, and easy access to your money with no fees via the MoneyPass ATM network.
Novo is another online bank that offers no-fee business checking products that are “built for small business owners, entrepreneurs, and freelancers.”
Its free business checking account comes with no fee transfers, no hidden fees, and FDIC insurance. You can also access an array of online banking tools and services, and a useful mobile app.
Interestingly, Novo accounts don’t have a minimum balance requirement, so you can get started regardless of how much your business has in cash reserves. You can also open an account easily within a few minutes by offering details, like your business and personal information.
Novo business checking accounts also come with a debit card you can use to get cash or make purchases. Note that, when you use your Novo debit card to get cash out of an ATM, Novo will refund all ATM fees you were charged.
Why We Like It: Novo offers free business checking with no hidden fees and broad ATM access with all fees refunded. You don’t need a minimum balance to get started or to maintain your account over time.
NBKC is another winner when it comes to free business checking accounts. This online bank doesn’t charge any transaction fees, and you can also utilize mobile deposit and bill-pay without any fees. There’s no minimum balance requirement to get started, and there are no fees for overdrafts, NSFs, stop payments, or incoming domestic wires.
You can also get a free debit card, and access cash for free at more than 34,000 MoneyPass ATMs nationwide and in Puerto Rico. Interestingly, NBKC will even refund up to $12 in monthly ATM fees when you’re charged ATM fees by other banks around the world.
Just note that NBKC does charge two fees you can probably avoid:$5 to send a domestic wire in the United States, or $45 to send or receive international wires.
Why We Like It: Like other banks on our list, NBKC offers a free business checking product with no minimum balance requirements. You can even get up to $12 back per month in ATM fees charged by other banks worldwide.
While Citizens Bank has several different business banking products, they do offer one free business checking option. With Clearly Better Business Checking, you can open an account with no minimum amount to get started, and you get up to 200 transactions per month without any fees.
If you go over the monthly transaction limit, however, you’ll be charged $.50 for each transaction thereafter. Fortunately, Citizens Bank comes with online and mobile banking features, and you can access your business checking funds at more than 1,100 branches and 3,100 ATMs nationwide. You also get a debit card you can use to access money when you need it.
Why We Like It: Citizens Bank offers brick and mortar locations for business owners who prefer an in-person experience. You can also get up to 200 transactions per month with no fees and no minimum balance requirement.
BBVA boasts a BBVA Business Connect Checking option that comes with no monthly service charge, up to $5,000 in cash processing per month, unlimited ATM and debit card transactions, and no BBVA fees when you use another bank’s ATM.
However, be aware that you’re limited to a total of five processed checks and in-branch withdrawals (and two in-branch deposits) per month with no extra charge, which might be limiting.
There’s no minimum balance required to open or maintain this account, and you get free digital banking services like bill pay and mobile deposit. You can also access your money without any fees at BBVA, Allpoint, and participating 7-Eleven ATMs.
Why We Like It: While the BBVA Business Connect Checking has some limitations, you can use this account and access all of its benefits for free, with no minimum balance required.
First Citizens Bank also offers a free business checking account that they advertise as a “starter account.” Their Basic Business Checking doesn’t have a minimum balance requirement after your account has been opened, and there are no monthly fees provided you enroll into paperless billing.
With that said, keeping the fee-free status on this account requires you to have 175 or fewer transactions each month, and make a minimum deposit of $100 to get started. You can also only deposit up to $5,000 in coin or currency each month.
Other benefits include digital banking features and access to a Visa business debit card. You can also use all First Citizens Bank ATMs or get cash in a brick and mortar location for free.
Why We Like It: First Citizens Bank offers a basic account for businesses with limited transactions each month. You only need $100 to get started, and there are no minimum balance requirements after that. You do need to enroll into paperless billing to avoid a monthly fee.
NorthOne is another online bank that offers free business checking with myriad tools and a mobile app. While it doesn’t offer a free business checking option, it does offer business checking with all kinds of features for just $10 per month. Once the account is activated, it doesn’t have a minimum balance requirement.
For the flat monthly fee, you’ll get unlimited payments, deposits, and transfers, and free debit card access. You can also qualify for fee-free ATM deposits and withdrawals, and you can use more than 300,000 NorthOne-network ATMs. Mobile ACH, bank transfers, and wires are also included, and you can pay your business expenses using online bill pay.
Your account comes with FDIC insurance, and you can integrate your business checking account with tools, like Quickbooks, Shopify, and PayPal.
Just be aware that you need a minimum opening deposit amount of at least $50 to activate an account.
Why We Like It: NorthOne doesn’t offer free business checking, but it offers an account with ample features for just $10 per month.
Whether you’re just starting your own business or you’re a business owner already, the best business checking account for you will depend on several factors. Here are some tips to keep in mind as you compare all your options:
